1.
Be aware of why you want to save money
34 points - added 13 years ago by kris -
2.
Set up a savings account
first you have to have an account to put the money into
32 points - added 13 years ago by kris -
3.
Rid yourself of debt
get rid of the payments and start saving
29 points - added 13 years ago by kris -
4.
Cut out any expenses that you can live without
23 points - added 13 years ago by kris -
5.
Track your spending by looking at your statements each week
23 points - added 13 years ago by kris -
6.
Set a savings goal
19 points - added 13 years ago by kris -
7.
If you cannot eliminate debt, consolidate your debts
get rid of those high interest ones first
16 points - added 13 years ago by kris -
8.
Set up online account access
this is convenient
14 points - added 13 years ago by kris -
9.
Do the math; how much money will you need to save to reach your goal?
13 points - added 13 years ago by kris -
10.
Decide when you want your goal to be completed
12 points - added 13 years ago by kris -
11.
Do not use credit cards
11 points - added 13 years ago by kris -
12.
If you buy a coffee at a coffee shop daily, brew at home
11 points - added 13 years ago by kris -
13.
Within this goal and time frame, how much money will you need to save each month?
11 points - added 13 years ago by kris -
14.
Reduce car usage or consolidate cars in the household
10 points - added 13 years ago by kris -
15.
Write down every purchase you make
10 points - added 13 years ago by kris -
16.
Take measures to cut back on your utility expenses
9 points - added 13 years ago by kris -
17.
Keep receipts
9 points - added 13 years ago by kris -
18.
Add up how much money you are spending on non-essentials each month
8 points - added 13 years ago by kris -
19.
Adhere to a strict budget
7 points - added 13 years ago by kris -
20.
Buy clothing used or on clearance
3 points - added 13 years ago by kris -
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