Vote + to improve this toplist's ranking
Report Abuse

Top Ways to Get Into Financial Difficulty

27 items ranked

Most of us have done it in some way, at some point, but others have mastered the art of getting into debt. Here's how they did it.

Rated 0 points - posted 7 years ago by moochacha in category Other.
Click on up and down arrows to affect item's ranking



1.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Lack of self-discipline Report Abuse
58 points - added 7 years ago by moochacha -

2.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Too many credit cards Report Abuse
44 points - added 7 years ago by moochacha -

3.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Going nuts with credit cards Report Abuse
What you're buying isn't free just because you're paying with plastic.
44 points - added 7 years ago by moochacha -

4.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Never saving money Report Abuse
We should always save at least 10% of every dollar we receive so we're never in a compromised position.
44 points - added 7 years ago by moochacha -

5.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Failing to budget Report Abuse
We ALL HAVE TO BUDGET!!!
37 points - added 7 years ago by moochacha -

6.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Instant gratification Report Abuse
As a nation, we in the U.S. think we need everything now, and often don't save anything to get it when we can afford it.
37 points - added 7 years ago by moochacha -

7.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Imagining "things" will make you happy Report Abuse
A very dangerous and incorrect assumption.
37 points - added 7 years ago by moochacha -

8.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Acting on Advertising Report Abuse
Advertisers know what to say and do to get you into a buying trance; don't fall for it; sleep on it.
32 points - added 7 years ago by moochacha -

9.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Drug or alcohol habit Report Abuse
Now that's a problem that just spirals out of control very quickly.
32 points - added 7 years ago by moochacha -

10.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Taking out loans to pay other debt Report Abuse
It's not rocket science--it all has to be paid back.
32 points - added 7 years ago by moochacha -

11.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Expensive habits like the lottery and gambling Report Abuse
These are sicknesses that must be nipped in the bud through professional counseling.
27 points - added 7 years ago by moochacha -

12.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Shopping out of habit or boredom Report Abuse
27 points - added 7 years ago by moochacha -

13.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Living in the future Report Abuse
If you're spending habits are based on what you imagine will be, rather than what is, you could get a very rude awakening.
15 points - added 7 years ago by moochacha -

14.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Obsessions Report Abuse
15 points - added 7 years ago by moochacha -

15.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
High-end cars and trucks Report Abuse
15 points - added 7 years ago by moochacha -

16.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Cash Advances Report Abuse
You immediately get hit with a big interest charge!
15 points - added 7 years ago by moochacha -

17.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Automatic upgrades to possessions Report Abuse
15 points - added 7 years ago by moochacha -

18.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Expensive Taste Report Abuse
15 points - added 7 years ago by moochacha -

19.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Loans to family or friends Report Abuse
12 points - added 7 years ago by moochacha -

20.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Not using cash Report Abuse
If we only spend with cash, we can never buy what we can't afford.
10 points - added 7 years ago by moochacha -

21.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Starting a business Report Abuse
Without the proper research and planning, ROI calculations, feasibility studies, etc. it can get out of hand really fast.
10 points - added 7 years ago by moochacha -

22.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Keeping up with the Joneses Report Abuse
10 points - added 7 years ago by moochacha -

23.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Rent-to-Own furniture and appliances Report Abuse
10 points - added 7 years ago by moochacha -

24.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Quit the old job without a new one Report Abuse
10 points - added 7 years ago by moochacha -

25.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Mental illness Report Abuse
5 points - added 7 years ago by moochacha -

26.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Medical issues Report Abuse
Not much you can do about being ill, but a lot you can do to improve your health and reduce the chances of getting sick or hurt.
5 points - added 7 years ago by moochacha -

27.

Vote + to improve this item's ranking
Vote - to decrease this item's ranking
Being too generous with gifts for family and friends Report Abuse
5 points - added 7 years ago by moochacha -
ShareRanks is about ranking things that are top, most, greatest, or even worst in all categories.
Use arrows to rank one item in Top Ways to Get Into Financial Difficulty vs another.
Top 10 Top Ways to Get Into Financial Difficulty are especially marked