1.
Plan to buy a house
It will force you to get all your affairs in order and clean up your credit. BTW, it doesn't mean you have to go through with the sale, it will just motivate you.
4 points - added 11 years ago by PoWaM -
2.
Get your free annual reports.
4 points - added 11 years ago by PoWaM -
3.
Don't open numerous accounts too close together.
4 points - added 11 years ago by PoWaM -
4.
Clean up old messes.
4 points - added 11 years ago by PoWaM - 1 comment
Comments:
Including getting items removed that have a statute of limitations (e.g. bankruptcy)
Added 11 years ago by PoWaM, 0 points
5.
Send letters to bureaus to dispute mistakes or wrong information.
4 points - added 11 years ago by PoWaM -
6.
Limit inquiries.
4 points - added 11 years ago by PoWaM -
7.
Rent a car with a debit/credit
Just be prepared with extra holding. If you rent with credit, some companies run your credit and the inquiry can cost up to 18 points.
4 points - added 11 years ago by PoWaM -
8.
Watch your credit report.
Mistakes and identity theft can happen in a day.
4 points - added 11 years ago by PoWaM -
9.
Use you cards.
Don't close them or let them just sit.
4 points - added 11 years ago by PoWaM -
10.
Payoff debt quickly.
0 points - added 11 years ago by PoWaM -
11.
Re-establish credit if you have had problems in the past.
0 points - added 11 years ago by PoWaM -
12.
Watch the fees.
0 points - added 11 years ago by PoWaM -
13.
Watch the interest rates.
0 points - added 11 years ago by PoWaM -
14.
Don't consolidate
0 points - added 11 years ago by PoWaM -
15.
Seek credit counseling
0 points - added 11 years ago by PoWaM -
16.
Only have a few cards.
0 points - added 11 years ago by PoWaM -
17.
Never pay late.
0 points - added 11 years ago by PoWaM -
18.
Pay your bill on time.
0 points - added 11 years ago by PoWaM -
19.
Pay your bill early.
0 points - added 11 years ago by PoWaM -
20.
Use credit when you have the money, not when you don't.
0 points - added 11 years ago by PoWaM -
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